1: By using this site and submitting your request, you have read, understood
and agreed to the disclaimers stated below as well as the terms and conditions
set forth in our Privacy
Policy and User
Agreement that can be read by clicking
on the underlined links.
2: Homeloantrust is not offering mortgage loans and is not acting as the lender
or mortgage broker in any transaction. The information sheet is neither an
application for a mortgage loan nor a pre-qualification with any lender or
mortgage broker. By submitting your request to be contacted, you are consenting
to have information contained in your information sheet sent, at the discretion
of the website operator and based on information provided, to one or more mortgage
lenders or brokers who may contact you by telephone, email and/or mail, even
if you opted into the Federal Trade Commission's National Do Not Call List,
any state Do Not Call List, and/or any company's internal Do Not Call List.
Mortgage lenders or brokers who contact you may include but are not limited
to Countrywide, Quicken Loans and other mortgage lenders or brokers. You understand
that mortgage lenders and brokers may maintain information you submitted whether
you elect to use their services or not. You agree to notify any particular
lender or mortgage broker directly if you no longer want to receive communications
from that particular mortgage lender or broker. You understand that participating
mortgage lenders or brokers to whom you are matched are responsible for rate,
product, terms, loan amounts, and other information offered to you. Participating
mortgage lenders and brokers independently determine the rates, terms, loan
amounts, and requirements of any product offered to you. Their offerings may
vary depending on your credit score, your credit history, the amount of equity
in your property, your personal debit to income ratio, location, the type of
property, and other factors. Their offerings may be subject to market conditions,
approval, and qualification. Lenders or mortgage brokers in this network may
not offer all products as well as not offer products in all states. You may
not be matched with the mortgage lender or broker making a specific offer.
A lender or mortgage broker in our network may contact you and quote you a
higher rate, quote you a higher payment, or be unable to qualify you for a
specific product or program. You are responsible to speak with one or more
mortgage professionals who contact you or who you contact to explain programs,
payments, and other mortgage information to you.
3: Participating mortgage lenders and brokers are required to comply with all Federal, State, and local laws, including those governing equal opportunity lending, and fair housing. Please contact the participating mortgage lender or broker directly to opt into their do not call list.
4: Your Information Sheet may be provided to more than four mortgage professionals in certain situations as explained in the user agreement.
5: Your Information Sheet can only be used for the purposes defined in the user agreement and unauthorized Licensed or unlicensed Mortgage professionals, lead professionals or others using this form for any purpose other than those outlined in the user agreement understand the actions that may follow as outlined in the user agreement. The information sheet is not to be used by mortgage and lead companies or their employees or other representatives to gain contact information of lenders or mortgage brokers participating in this network for sales or other purposes.
6: You permit our company or a related company to contact or send you periodic updates of our or their product or company information.